UmbrellaBank.com has high 1 year CD rates at 3.500% APY! This means that for every $1000 that is deposited (the minimum CD deposit required by UmbrellaBank) you will earn about $35 in interest.
The fine print:
The certificate of deposit interest rate for their 1 yr CD is actually 3.440% APR but when taking the power of compounding interest into consideration the effective annual percentage yield is 3.5% so the net gain for each 1000 invested is $35.